Financing
Take a Trailer Home Today.
We work with lenders that understand work trailers. Straight process, real answers, competitive rates.
Payment Estimator
Estimated monthly payment
$217/mo
Estimate only. Not an offer of credit.
Actual rate, term, and payment depend on lender approval and creditworthiness. Illustrative only — each lender sets actual rate, term, and payment.
Pick your path
Four ways to get financed.
Compare our lender programs and apply with the one that fits.
Find your fit
Sheffield Financial
Best for: Strong credit, fast decisions.
- For customers with credit score of 650 or above
- Commercial or personal loans
- Variable interest rates, payment terms up to 72 months
- Early payoff with no pre-payment penalty
- Decision typically within minutes
- Does not finance all of our manufacturers — ask us which brands qualify
Your application links directly to Country Boy Trailers. Say YES to sharing your loan status with us so we can finalize your purchase.
Synchrony
Best for: The widest coverage — all our brands, personal purchases.
- Personal loans only
- No published minimum credit score
- Prequalify with a soft pull, or make a full application
- Finance $1,000 up to $45,000
- All our brands covered
- Terms up to 84 months, no pre-payment penalty
After applying online, note your Internet Approval Code or Application Key and bring it to us.
Rock Solid Funding
Best for: Longer terms and rebuilding credit.
- Personal loans only
- Any brand trailer under 30 ft
- Credit scores from 550 and up
- Minimum 10% down payment
- Loans from $3,500 and up, terms up to 120 months
- No pre-payment penalty
- Approval typically 30–40 minutes; contract arrives by email via DocuSign
Clicklease
Best for: Startups, part-time operations, all credit.
- Commercial leases only — even start-ups and part-time, income-generating purchases
- No business yet? Apply as a Sole Proprietor
- All credit scores welcome, down to 500 FICO
- Soft credit pull, no documentation required
- Instant approvals from $500 to $25,000
- Flat lease payments auto-drafted start to finish
This is lease-to-own, not a loan — Clicklease owns the equipment until payoff. A non-refundable funding fee ($179–$499 by lease size) is due within 24 hours.
How it works
Step 01
Apply online with the lender that fits
Step 02
Bring your approval code
Step 03
Hitch up and go home today
FAQ